Terms of Service

1. Acceptance of Terms

By accessing and using the services of Mo Accounts Limited ("we", "our", or "us"), you accept and agree to be bound by the terms and conditions of this agreement. If you do not agree to these terms, please do not use our services.

2. Services

Mo Accounts Limited provides professional accounting, tax preparation, business advisory, and related financial services. The specific services provided to you will be outlined in your engagement letter or service agreement.

3. Client Responsibilities

As a client, you agree to:

• Provide accurate, complete, and timely information
• Maintain proper records and documentation
• Respond promptly to our requests for information
• Pay fees as agreed in your engagement letter
• Inform us of any material changes to your circumstances
• Review and approve work before submission to authorities

4. Our Responsibilities

We agree to:

• Provide professional services with reasonable care and skill
• Maintain professional standards and ethics
• Keep your information confidential
• Act in your best interests within the scope of our engagement
• Comply with applicable laws and regulations

5. Fees and Payment

Fees for our services will be as agreed in your engagement letter. Payment terms are typically 14 days from invoice date unless otherwise agreed. We reserve the right to charge interest on overdue accounts and to suspend services for non-payment.

6. Confidentiality

We will keep all information you provide confidential, except where disclosure is required by law, professional regulations, or with your express consent. This obligation continues after the termination of our services.

7. Limitation of Liability

Our liability is limited to the extent permitted by law and our professional indemnity insurance. We will not be liable for any indirect, consequential, or special damages. Our maximum liability shall not exceed the fees paid for the specific service in question.

8. Professional Standards

We are bound by professional standards and codes of conduct. In the event of any conflict between these Terms and professional requirements, professional standards will take precedence.

9. Termination

Either party may terminate our engagement by giving written notice. Upon termination, you agree to pay for all services provided up to the termination date. We will return your documents and provide relevant information to facilitate transition to another adviser.

10. Complaints

If you are dissatisfied with our services, please contact us immediately. We have a formal complaints procedure and will investigate any concerns promptly and professionally.

11. Governing Law

These Terms of Service are governed by the laws of England and Wales. Any disputes will be subject to the exclusive jurisdiction of the courts of England and Wales.

12. Data Protection

We process your personal data in accordance with UK GDPR and the Data Protection Act 2018. Please refer to our Privacy Policy for detailed information about how we handle your data.

13. Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to our website. Continued use of our services constitutes acceptance of modified terms.

14. Contact Information

If you have any questions about these Terms of Service, please contact us at: